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Gerador de Cartões de Crédito Falsos

Gere números de cartão de crédito falsos e válidos pelo algoritmo de Luhn (com data de validade e CVV fictícios) para testar formulários de pagamento e fluxos de checkout — Visa, Mastercard, American Express e Discover. Não são credenciais de pagamento reais.

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Cartões de Teste Gerados

Apenas dados de teste falsos e válidos por Luhn — não são credenciais de pagamento reais. Número | Validade | CVV, um por linha.

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Every payment integration needs test data before it ever touches real money. This tool generates fake, Luhn-valid credit card numbers — plus a made-up expiry date and CVV — for testing checkout forms, payment flows and validation logic during development. These are not real, usable payment credentials. They're random digit strings built on a card network's public BIN (Bank Identification Number) prefix and finished off with a correctly computed Luhn check digit, exactly the same idea as Stripe's own published test number 4242424242424242 or the long-standing industry-standard test number 4111111111111111. No card issuer has ever activated these specific number/expiry/CVV combinations for a real account, and nothing generated here is linked to any person, bank, or transaction.

How it works

  1. Pick a Card Network — Visa, Mastercard, American Express, or Discover.
  2. Choose how many cards to generate (1-20).
  3. Click Generate. Each line of the output is one fake test card: NUMBER | Exp: MM/YY | CVV: NNN.

The card number always starts with a real prefix for the chosen network (e.g. Visa numbers start with 4; Mastercard with 51-55; Amex with 34 or 37; Discover with 6011), fills the remaining digits randomly, and appends a check digit computed with the standard Luhn algorithm — the same checksum every real card network uses, and the same one payment forms typically validate client-side before ever hitting a payment processor. The expiry date is a random month 1-5 years out, and the CVV is randomly generated (4 digits for American Express, 3 for everyone else). Neither is checked against, or derived from, any real card data — they're just plausible-looking placeholders.

Why generate these instead of hand-typing numbers?

Manually inventing a 16-digit number that happens to pass a Luhn check is tedious and error-prone. QA engineers, developers building checkout flows, and anyone writing automated tests for payment forms need a fast supply of numbers that look real and pass basic format/checksum validation, without any risk of using genuine card data in a test environment. This is the same category of tool payment processors themselves publish — Stripe, PayPal, Braintree and others all maintain lists of "test card numbers" for exactly this purpose.

FAQ

Can these numbers be used to make a real purchase? No. A Luhn-valid number is only the first, most basic check a card form performs — it says nothing about whether the number is actually issued, active, or attached to funds. These numbers are not assigned to any real account, so no payment processor will authorize a charge against them.

Do the CVV and expiry mean anything? No — they're randomly generated placeholders, not derived from or validated against any real card. They exist only so a test form that requires those fields has something plausible to accept.

Why does the number always start the same way for a given network? Card numbers begin with a BIN/IIN — a prefix range that identifies the network (and, at a finer level, the issuing bank). These ranges are public information (Visa = 4, Mastercard = 51-55, Amex = 34/37, Discover = 6011), the same ranges you'll find documented by the networks themselves. Using them just makes the fake numbers format-correct for the network you selected.

What's the Luhn algorithm? A simple checksum (ISO/IEC 7812) used by all major card networks to catch typos and mis-scans: starting from the rightmost digit, every second digit is doubled (subtracting 9 if the result exceeds 9), and all digits are summed. A valid number's sum is always a multiple of 10. This tool computes that final check digit for you after filling in the rest randomly.

Privacy

Everything runs locally in your browser — nothing you generate here is sent to a server, logged, or stored. Since the output is randomly generated rather than derived from any input you provide, there's nothing sensitive to protect in the first place.

credit cardtest dataluhngeneratorfake datapayment testing

Use it from code

From 3 credits per call

REST API

curl -X POST https://api.iotools.cloud/v1/tool/credit-cards-generator \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "cardNetwork": "visa",
    "count": "5"
  }'

Swap in your own key from your account. The tool's fields are the body — no wrapper.

Ask an AI agent

Use the IOTools `credit-cards-generator` tool (Credit Cards Generator) on this input:

YOUR_INPUT_HERE

Paste this at any agent connected to the IOTools MCP server, then add your input.

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